V6 insurance questions.

[Barronmr]

Hi folks,

I think this has been discussed before, but hidden in another thread.

Does the base car affect premiums for the V6 conversion? i.e. would a tubby V6 cost more to insure than a UK n/a or an imported n/a?

If so what sort of difference? 10%?

I know the chances of someone knowing for certain are slim but any ideas welcome. I'm trying to keep running costs down to minimum.

Thanks Luke

[mr2-k]

Hello mate,

It would appear if the company does accept an engine conversion on their 'list of mods' then those tend to offer a lower annual price than a tubby or the same, and for na's it seems to be around £100ish more.

As your aware all companies are different so if your paying more for an imported na than a uk spec one you might find the difference mininal compared with a company that lists uk and import na's the same. :confused:

I spoke to A-plan and the guy said as there is no V6 SW20 they run an annual quote based on your current car and then an annual for a Camry V6, the rest is based on their discretion. ;)

Just remember with A-Plan you might get Ensign as your company which means in a total loss you cannot buy your car back, in which case sort out an agreed value.

[Garbe]

I got mistakenly quoted on a turbo base car, when he ran the NA car through it came out at about £60 less.

[mr2-k]

I got mistakenly quoted on a turbo base car, when he ran the NA car through it came out at about £60 less.

This is the problem with insurance its soo different for everyones circumstances the prices go out the window when mods come into it.

I got quoted an extra £100 from a na to V6. An annual on a na to a stock tubby with the same place was an extra £500, but for someone else a tubby to a V6 was the same price, but others had it for a little less!

:confused:

Just call around people, but remember a V6 Mr2 is not a production car!

rotflmao

[biteme]

Mine never changed when going from Rev 3 turbo to V6 S/C as power levels were expected to be on a par.

Dreading to think what it'll be soon!

[Garbe]

going from an NA to V6 from the quote i got was an extra £250 ish.

[jungle-jim]

interesting, but can you guys ellaborate more?

your ages and NCD etc?

how many MK1 V6's are there to date?

[biteme]

I'm 28 - 3 points, insured on Mavis for 3k miles a year with as a second car, with main car insured with same people (APlan).

All mods declared and 5 years NCD. Paying £570